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First Security Bank

Mackinaw, IL · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First Security Bank is a bank based in Mackinaw, Illinois, established in 1934, with $149 million in total assets across 4 branches. By Trust Grade it ranks 92nd of 328 banks we track in Illinois. Its capital ratio of 11.1% is stronger than 64% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against First Security Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$148.9M
$100M–1B institution
Deposits
$127.1M
Branches
4
Capital ratio
11.1%
Top 36% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.0%
Bottom 37% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#92
of 328 banks

How First Security Bank compares to Illinois peers

Capital ratio
Top 36% of $100M–1B peers
First Security
11.1%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 37% of $100M–1B peers
First Security
1.0%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First Security Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.1% capital ratio)
  • Profitable (ROA 0.98%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Security Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 116 E Exchange St, Danvers, IL 61732
  • 101 E Fast Ave, Mackinaw, IL 61755
  • #2 Bradford Drive, Mackinaw, IL 61755
  • 201 E 1st Ave, Deer Creek, IL 61733

Are deposits at First Security Bank insured?

Yes. First Security Bank is an FDIC-insured bank (FDIC certificate #3698). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Security Bank: frequently asked questions

Is First Security Bank a good bank?

First Security Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.98%).

Is First Security Bank FDIC-insured?

Yes. First Security Bank is a FDIC-insured bank (FDIC certificate #3698). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Security Bank?

First Security Bank holds $149 million in total assets, ranking 92nd of 328 banks we track in Illinois. It operates 4 branches.

Does First Security Bank have CFPB complaints?

No CFPB complaints against First Security Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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