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The First National Bank Of Litchfield

Litchfield, IL · Est. 1860 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The First National Bank Of Litchfield is a bank based in Litchfield, Illinois, established in 1860, with $151 million in total assets across 2 branches. By Trust Grade it ranks 103rd of 328 banks we track in Illinois. Its capital ratio of 10.4% is stronger than 54% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against The First National Bank Of Litchfield appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$151.1M
$100M–1B institution
Deposits
$133.0M
Branches
2
Capital ratio
10.4%
Top 46% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.3%
Top 44% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#103
of 328 banks

How The First National Bank Of Litchfield compares to Illinois peers

Capital ratio
Top 46% of $100M–1B peers
The First
10.4%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of $100M–1B peers
The First
1.3%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Litchfield

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.4% capital ratio)
  • Strongly profitable (ROA 1.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Litchfield over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • #3 Ohren Drive, Litchfield, IL 62056
  • 324 N State St, Litchfield, IL 62056

Are deposits at The First National Bank Of Litchfield insured?

Yes. The First National Bank Of Litchfield is an FDIC-insured bank (FDIC certificate #3807). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Litchfield: frequently asked questions

Is The First National Bank Of Litchfield a good bank?

The First National Bank Of Litchfield earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 1.30%).

Is The First National Bank Of Litchfield FDIC-insured?

Yes. The First National Bank Of Litchfield is a FDIC-insured bank (FDIC certificate #3807). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Litchfield?

The First National Bank Of Litchfield holds $151 million in total assets, ranking 103rd of 328 banks we track in Illinois. It operates 2 branches.

Does The First National Bank Of Litchfield have CFPB complaints?

No CFPB complaints against The First National Bank Of Litchfield appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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