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Fnbc Bank & Trust

La Grange, IL · Est. 1908 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Fnbc Bank & Trust is a bank based in La Grange, Illinois, established in 1908, with $580 million in total assets across 3 branches. By Trust Grade it ranks 206th of 328 banks we track in Illinois. Its capital ratio of 9.4% trails most similarly sized banks (37th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Fnbc Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$580.4M
$100M–1B institution
Deposits
$523.0M
Branches
3
Capital ratio
9.4%
Bottom 37% of $100M–1B peers · Illinois median 10.3%
Return on assets
0.8%
Bottom 27% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#206
of 328 banks

How Fnbc Bank & Trust compares to Illinois peers

Capital ratio
Bottom 37% of $100M–1B peers
Fnbc Bank
9.4%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of $100M–1B peers
Fnbc Bank
0.8%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Fnbc Bank & Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (9.4% capital ratio)
  • Profitable (ROA 0.81%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fnbc Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 1013 Burlington Ave, Western Springs, IL 60558
  • 600 E Washington St, West Chicago, IL 60185
  • 620 W Burlington Ave, La Grange, IL 60525

Are deposits at Fnbc Bank & Trust insured?

Yes. Fnbc Bank & Trust is an FDIC-insured bank (FDIC certificate #11306). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fnbc Bank & Trust: frequently asked questions

Is Fnbc Bank & Trust a good bank?

Fnbc Bank & Trust earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Profitable (ROA 0.81%).

Is Fnbc Bank & Trust FDIC-insured?

Yes. Fnbc Bank & Trust is a FDIC-insured bank (FDIC certificate #11306). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Fnbc Bank & Trust?

Fnbc Bank & Trust holds $580 million in total assets, ranking 206th of 328 banks we track in Illinois. It operates 3 branches.

Does Fnbc Bank & Trust have CFPB complaints?

No CFPB complaints against Fnbc Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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