Jersey State Bank is a bank based in Jerseyville, Illinois, established in 1903, with $196 million in total assets across 2 branches. By Trust Grade it ranks 150th of 328 banks we track in Illinois. Its capital ratio of 10.5% is stronger than 55% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against Jersey State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Jersey State Bank compares to Illinois peers
How we graded Jersey State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.5% capital ratio)
- Profitable (ROA 0.82%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Jersey State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 14 E Main St, Grafton, IL 62037
- 1000 S State St, Jerseyville, IL 62052
Are deposits at Jersey State Bank insured?
Yes. Jersey State Bank is an FDIC-insured bank (FDIC certificate #12384). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Jersey State Bank: frequently asked questions
Is Jersey State Bank a good bank?
Jersey State Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Profitable (ROA 0.82%).
Is Jersey State Bank FDIC-insured?
Yes. Jersey State Bank is a FDIC-insured bank (FDIC certificate #12384). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Jersey State Bank?
Jersey State Bank holds $196 million in total assets, ranking 150th of 328 banks we track in Illinois. It operates 2 branches.
Does Jersey State Bank have CFPB complaints?
No CFPB complaints against Jersey State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
