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Great Rivers Bank

Barry, IL · Est. 1901 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Great Rivers Bank is a bank based in Barry, Illinois, established in 1901, with $196 million in total assets across 4 branches. By Trust Grade it ranks 100th of 328 banks we track in Illinois. Its capital ratio of 11.0% is stronger than 63% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.83% return on assets. No consumer complaints against Great Rivers Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$196.2M
$100M–1B institution
Deposits
$174.2M
Branches
4
Capital ratio
11.0%
Top 37% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.8%
Top 18% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#100
of 328 banks

How Great Rivers Bank compares to Illinois peers

Capital ratio
Top 37% of $100M–1B peers
Great Rivers
11.0%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 18% of $100M–1B peers
Great Rivers
1.8%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Great Rivers Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.0% capital ratio)
  • Strongly profitable (ROA 1.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Great Rivers Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 400 S Main St, Liberty, IL 62347
  • 694 Bainbridge St, Barry, IL 62312
  • 525 W Washington St, Pittsfield, IL 62363
  • 5 Diamond Blvd, Hannibal, MO 63401

Are deposits at Great Rivers Bank insured?

Yes. Great Rivers Bank is an FDIC-insured bank (FDIC certificate #3762). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Great Rivers Bank: frequently asked questions

Is Great Rivers Bank a good bank?

Great Rivers Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.83%).

Is Great Rivers Bank FDIC-insured?

Yes. Great Rivers Bank is a FDIC-insured bank (FDIC certificate #3762). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Great Rivers Bank?

Great Rivers Bank holds $196 million in total assets, ranking 100th of 328 banks we track in Illinois. It operates 4 branches.

Does Great Rivers Bank have CFPB complaints?

No CFPB complaints against Great Rivers Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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