Constitution Bank, National Association is a bank based in Hillsboro, Illinois, established in 1945, with $679 million in total assets across 14 branches. By Trust Grade it ranks 226th of 328 banks we track in Illinois. Its capital ratio of 8.8% trails most similarly sized banks (26th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.21% return on assets. No consumer complaints against Constitution Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Constitution Bank, National Association compares to Illinois peers
How we graded Constitution Bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Strongly profitable (ROA 1.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Constitution Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (14)
- 230 S Main St, Hillsboro, IL 62049
- 300 South Buchanan Street, Edwardsville, IL 62025
- 110 S Hamilton St, Hillsboro, IL 62049
- 520 W Gochenour St, Vandalia, IL 62471
- 502 East Main Street, Alhambra, IL 62001
- 605 S 3rd St, Greenville, IL 62246
- 40 Apex Dr, Highland, IL 62249
- 801 12th St, Carlyle, IL 62231
- 501 N Keller Dr, Effingham, IL 62401
- 227 E Main St, Staunton, IL 62088
- 801 W Main St, Mt. Olive, IL 62069
- 105 East State Street, Hamel, IL 62046
- 304 Bargraves Blvd, Troy, IL 62294
- 1 Junction Dr W, Glen Carbon, IL 62034
Are deposits at Constitution Bank, National Association insured?
Yes. Constitution Bank, National Association is an FDIC-insured bank (FDIC certificate #16276). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Constitution Bank, National Association: frequently asked questions
Is Constitution Bank, National Association a good bank?
Constitution Bank, National Association earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 1.21%).
Is Constitution Bank, National Association FDIC-insured?
Yes. Constitution Bank, National Association is a FDIC-insured bank (FDIC certificate #16276). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Constitution Bank, National Association?
Constitution Bank, National Association holds $679 million in total assets, ranking 226th of 328 banks we track in Illinois. It operates 14 branches.
Does Constitution Bank, National Association have CFPB complaints?
No CFPB complaints against Constitution Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
