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Fcb Banks

Collinsville, IL · Est. 1990 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Fcb Banks is a bank based in Collinsville, Illinois, established in 1990, with $2.6 billion in total assets across 20 branches. By Trust Grade it ranks 260th of 328 banks we track in Illinois. Its capital ratio of 8.2% trails most similarly sized banks (10th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.74% return on assets. No consumer complaints against Fcb Banks appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.6B
$1B–10B institution
Deposits
$2.2B
Branches
20
Capital ratio
8.2%
Bottom 10% of $1B–10B peers · Illinois median 10.3%
Return on assets
1.7%
Top 19% of $1B–10B peers · Illinois median 1.1%
Rank in Illinois
#260
of 328 banks

How Fcb Banks compares to Illinois peers

Capital ratio
Bottom 10% of $1B–10B peers
Fcb Banks
8.2%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of $1B–10B peers
Fcb Banks
1.7%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Fcb Banks

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.2% capital ratio)
  • Strongly profitable (ROA 1.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fcb Banks over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (20)

  • 700 Columbia Centre, Columbia, IL 62236
  • 2610 N Illinois St, Swansea, IL 62226
  • 504 Edwardsville Rd, Troy, IL 62294
  • 2729 Maryville Rd, Maryville, IL 62062
  • 6659 Center Grove Rd, Edwardsville, IL 62025
  • 1501 W Highway 50, O Fallon, IL 62269
  • 111 Walnut St, Highland, IL 62249
  • 5 S Madison St, Trenton, IL 62293
  • 208 N Bluff Rd, Collinsville, IL 62234
  • 800 Belt Line Rd, Collinsville, IL 62234
  • 204 N Main St, Caseyville, IL 62232
  • 12000 Tesson Ferry Rd, Saint Louis, MO 63128
  • 800 Belt Line Rd, Collinsville, IL 62234
  • 401 S Illinois St, Belleville, IL 62220
  • 800 Belt Line Road, Collinsville, IL 62234
  • 800 Belt Line Rd, Collinsville, IL 62234
  • 14040 New Halls Ferry Rd, Florissant, MO 63033
  • 1300 Clarkson Clayton Center, Ellisville, MO 63011
  • 201 N Commercial St, Albers, IL 62215
  • 14 E Hanover St, New Baden, IL 62265

Are deposits at Fcb Banks insured?

Yes. Fcb Banks is an FDIC-insured bank (FDIC certificate #33005). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fcb Banks: frequently asked questions

Is Fcb Banks a good bank?

Fcb Banks earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Strongly profitable (ROA 1.74%).

Is Fcb Banks FDIC-insured?

Yes. Fcb Banks is a FDIC-insured bank (FDIC certificate #33005). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Fcb Banks?

Fcb Banks holds $2.6 billion in total assets, ranking 260th of 328 banks we track in Illinois. It operates 20 branches.

Does Fcb Banks have CFPB complaints?

No CFPB complaints against Fcb Banks appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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