Skip to main content
bank

State Bank Of The Lakes, National Association

Antioch, IL · Est. 1926 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

State Bank Of The Lakes, National Association is a bank based in Antioch, Illinois, established in 1926, with $2.7 billion in total assets across 10 branches. By Trust Grade it ranks 109th of 328 banks we track in Illinois. Its capital ratio of 10.3% is stronger than 51% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.51% return on assets. No consumer complaints against State Bank Of The Lakes, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.7B
$1B–10B institution
Deposits
$2.3B
Branches
10
Capital ratio
10.3%
Top 49% of $1B–10B peers · Illinois median 10.3%
Return on assets
1.5%
Top 29% of $1B–10B peers · Illinois median 1.1%
Rank in Illinois
#109
of 328 banks

How State Bank Of The Lakes, National Association compares to Illinois peers

Capital ratio
Top 49% of $1B–10B peers
State Bank
10.3%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 29% of $1B–10B peers
State Bank
1.5%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded State Bank Of The Lakes, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.3% capital ratio)
  • Strongly profitable (ROA 1.51%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for State Bank Of The Lakes, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 8700 75th St, Kenosha, WI 53142
  • 2031 E Grand Ave, Lindenhurst, IL 60046
  • 50 Commerce Dr, Grayslake, IL 60030
  • 1906 Holian Dr, Spring Grove, IL 60081
  • 235 Freeman St, Genoa City, WI 53128
  • 440 Lake St, Antioch, IL 60002
  • 345 S Milwaukee Ave, Lake Villa, IL 60046
  • 10 E Rollins Rd, Round Lake Beach, IL 60073
  • 8056 39th Ave, Kenosha, WI 53142
  • 5522 26th Ave, Kenosha, WI 53140

Are deposits at State Bank Of The Lakes, National Association insured?

Yes. State Bank Of The Lakes, National Association is an FDIC-insured bank (FDIC certificate #5744). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

State Bank Of The Lakes, National Association: frequently asked questions

Is State Bank Of The Lakes, National Association a good bank?

State Bank Of The Lakes, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.51%).

Is State Bank Of The Lakes, National Association FDIC-insured?

Yes. State Bank Of The Lakes, National Association is a FDIC-insured bank (FDIC certificate #5744). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is State Bank Of The Lakes, National Association?

State Bank Of The Lakes, National Association holds $2.7 billion in total assets, ranking 109th of 328 banks we track in Illinois. It operates 10 branches.

Does State Bank Of The Lakes, National Association have CFPB complaints?

No CFPB complaints against State Bank Of The Lakes, National Association appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Beverly Bank & Trust Company, National Association
bank · Chicago, IL · $2.7B assets
Fcb Banks
bank · Collinsville, IL · $2.6B assets
Inb, National Association
bank · Springfield, IL · $2.5B assets
Republic Bank Of Chicago
bank · Oak Brook, IL · $2.5B assets
Lakeside Bank
bank · Chicago, IL · $2.9B assets
Schaumburg Bank & Trust Company, National Association
bank · Schaumburg, IL · $2.4B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →