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North Side Federal Savings And Loan Association Of Chicago

Chicago, IL · Est. 1934 · Website ↗
B
Trust Grade
Strong
Score: 84/100

North Side Federal Savings And Loan Association Of Chicago is a bank based in Chicago, Illinois, established in 1934, with $42 million in total assets across 1 branch. By Trust Grade it ranks 299th of 328 banks we track in Illinois. Its capital ratio of 8.9% trails most similarly sized banks (18th percentile), versus a Illinois median of 10.3%. It posted a loss over the most recent period (-0.21% return on assets), a point to watch. No consumer complaints against North Side Federal Savings And Loan Association Of Chicago appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$41.9M
<$100M institution
Deposits
$33.7M
Branches
1
Capital ratio
8.9%
Bottom 18% of <$100M peers · Illinois median 10.3%
Return on assets
-0.2%
Bottom 13% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#299
of 328 banks

How North Side Federal Savings And Loan Association Of Chicago compares to Illinois peers

Capital ratio
Bottom 18% of <$100M peers
North Side
8.9%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of <$100M peers
North Side
-0.2%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded North Side Federal Savings And Loan Association Of Chicago

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (8.9% capital ratio)
  • Unprofitable over the period (ROA -0.21%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for North Side Federal Savings And Loan Association Of Chicago over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 5159 N Clark St, Chicago, IL 60640

Are deposits at North Side Federal Savings And Loan Association Of Chicago insured?

Yes. North Side Federal Savings And Loan Association Of Chicago is an FDIC-insured bank (FDIC certificate #29449). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

North Side Federal Savings And Loan Association Of Chicago: frequently asked questions

Is North Side Federal Savings And Loan Association Of Chicago a good bank?

North Side Federal Savings And Loan Association Of Chicago earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Unprofitable over the period (ROA -0.21%).

Is North Side Federal Savings And Loan Association Of Chicago FDIC-insured?

Yes. North Side Federal Savings And Loan Association Of Chicago is a FDIC-insured bank (FDIC certificate #29449). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is North Side Federal Savings And Loan Association Of Chicago?

North Side Federal Savings And Loan Association Of Chicago holds $42 million in total assets, ranking 299th of 328 banks we track in Illinois. It operates 1 branch.

Does North Side Federal Savings And Loan Association Of Chicago have CFPB complaints?

No CFPB complaints against North Side Federal Savings And Loan Association Of Chicago appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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