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Citizens Bank Of Chatsworth

Chatsworth, IL · Est. 1903 · Website ↗
B
Trust Grade
Strong
Score: 81/100

Citizens Bank Of Chatsworth is a bank based in Chatsworth, Illinois, established in 1903, with $38 million in total assets across 2 branches. By Trust Grade it ranks 312th of 328 banks we track in Illinois. Its capital ratio of 9.4% trails most similarly sized banks (22th percentile), versus a Illinois median of 10.3%. It posted a loss over the most recent period (-0.72% return on assets), a point to watch. No consumer complaints against Citizens Bank Of Chatsworth appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$38.4M
<$100M institution
Deposits
$33.8M
Branches
2
Capital ratio
9.4%
Bottom 22% of <$100M peers · Illinois median 10.3%
Return on assets
-0.7%
Bottom 9% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#312
of 328 banks

How Citizens Bank Of Chatsworth compares to Illinois peers

Capital ratio
Bottom 22% of <$100M peers
Citizens Bank
9.4%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 9% of <$100M peers
Citizens Bank
-0.7%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Citizens Bank Of Chatsworth

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Strongly capitalized (9.4% capital ratio)
  • Unprofitable over the period (ROA -0.72%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Citizens Bank Of Chatsworth over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 1710 E College Ave, Normal, IL 61761
  • 502 E Locust St, Chatsworth, IL 60921

Are deposits at Citizens Bank Of Chatsworth insured?

Yes. Citizens Bank Of Chatsworth is an FDIC-insured bank (FDIC certificate #10843). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Citizens Bank Of Chatsworth: frequently asked questions

Is Citizens Bank Of Chatsworth a good bank?

Citizens Bank Of Chatsworth earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Unprofitable over the period (ROA -0.72%).

Is Citizens Bank Of Chatsworth FDIC-insured?

Yes. Citizens Bank Of Chatsworth is a FDIC-insured bank (FDIC certificate #10843). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Citizens Bank Of Chatsworth?

Citizens Bank Of Chatsworth holds $38 million in total assets, ranking 312th of 328 banks we track in Illinois. It operates 2 branches.

Does Citizens Bank Of Chatsworth have CFPB complaints?

No CFPB complaints against Citizens Bank Of Chatsworth appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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