Talbot State Bank is a bank based in Woodland, Georgia, established in 1907, with $51 million in total assets across 2 branches. By Trust Grade it ranks 123rd of 124 banks we track in Georgia. Its capital ratio of 4.5% trails most similarly sized banks (2th percentile), versus a Georgia median of 10.5%. It posted a loss over the most recent period (-1.13% return on assets), a point to watch. No consumer complaints against Talbot State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Talbot State Bank compares to Georgia peers
How we graded Talbot State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (4.5%)
- Unprofitable over the period (ROA -1.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Talbot State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 76 E Main St, Woodland, GA 31836
- 710 Glynn St N, Fayetteville, GA 30214
Are deposits at Talbot State Bank insured?
Yes. Talbot State Bank is an FDIC-insured bank (FDIC certificate #178). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Talbot State Bank: frequently asked questions
Is Talbot State Bank a good bank?
Talbot State Bank earns a Bankzia Trust Grade of F (56/100, "Weak"), based on a financial-strength score of 56/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (4.5%); Unprofitable over the period (ROA -1.13%).
Is Talbot State Bank FDIC-insured?
Yes. Talbot State Bank is a FDIC-insured bank (FDIC certificate #178). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Talbot State Bank?
Talbot State Bank holds $51 million in total assets, ranking 123rd of 124 banks we track in Georgia. It operates 2 branches.
Does Talbot State Bank have CFPB complaints?
No CFPB complaints against Talbot State Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
