Southeast First National Bank is a bank based in Summerville, Georgia, established in 1968, with $73 million in total assets across 3 branches. By Trust Grade it ranks 61st of 124 banks we track in Georgia. Its capital ratio of 11.5% trails most similarly sized banks (43th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 0.88% return on assets. No consumer complaints against Southeast First National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southeast First National Bank compares to Georgia peers
How we graded Southeast First National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Profitable (ROA 0.88%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southeast First National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 10144 Commerce St, Summerville, GA 30747
- 240 Central Ave, Trion, GA 30753
- 12720 Hutchison Blvd, Panama City, FL 32407
Are deposits at Southeast First National Bank insured?
Yes. Southeast First National Bank is an FDIC-insured bank (FDIC certificate #19819). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southeast First National Bank: frequently asked questions
Is Southeast First National Bank a good bank?
Southeast First National Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Profitable (ROA 0.88%).
Is Southeast First National Bank FDIC-insured?
Yes. Southeast First National Bank is a FDIC-insured bank (FDIC certificate #19819). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Southeast First National Bank?
Southeast First National Bank holds $73 million in total assets, ranking 61st of 124 banks we track in Georgia. It operates 3 branches.
Does Southeast First National Bank have CFPB complaints?
No CFPB complaints against Southeast First National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
