Citizens Bank Of The South is a bank based in Sandersville, Georgia, established in 1965, with $395 million in total assets across 3 branches. By Trust Grade it ranks 22nd of 124 banks we track in Georgia. Its capital ratio of 11.8% is stronger than 72% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against Citizens Bank Of The South appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Bank Of The South compares to Georgia peers
How we graded Citizens Bank Of The South
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.8% capital ratio)
- Strongly profitable (ROA 1.52%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Bank Of The South over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 132 S Harris St, Sandersville, GA 31082
- 425 Commerce Dr, Statesboro, GA 30461
- 121 Executive Pkwy, Milledgeville, GA 31061
Are deposits at Citizens Bank Of The South insured?
Yes. Citizens Bank Of The South is an FDIC-insured bank (FDIC certificate #19420). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Bank Of The South: frequently asked questions
Is Citizens Bank Of The South a good bank?
Citizens Bank Of The South earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.52%).
Is Citizens Bank Of The South FDIC-insured?
Yes. Citizens Bank Of The South is a FDIC-insured bank (FDIC certificate #19420). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens Bank Of The South?
Citizens Bank Of The South holds $395 million in total assets, ranking 22nd of 124 banks we track in Georgia. It operates 3 branches.
Does Citizens Bank Of The South have CFPB complaints?
No CFPB complaints against Citizens Bank Of The South appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
