Georgia Community Bank is a bank based in Albany, Georgia, established in 1999, with $385 million in total assets across 8 branches. By Trust Grade it ranks 41st of 124 banks we track in Georgia. Its capital ratio of 13.2% is stronger than 82% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.72% return on assets. No consumer complaints against Georgia Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Georgia Community Bank compares to Georgia peers
How we graded Georgia Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.2% capital ratio)
- Strongly profitable (ROA 1.72%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Georgia Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 344 E Lee St, Dawson, GA 39842
- 412 Columbia St, Blakely, GA 39823
- 3000 N Slappey Blvd, Albany, GA 31701
- 300 N Dugger Ave, Roberta, GA 31078
- 36 Martin Luther King Dr, Reynolds, GA 31076
- 250 E Lee St, Dawson, GA 39842
- 113 W 2nd St, Donalsonville, GA 39845
- 704 N Westover Blvd, Albany, GA 31707
Are deposits at Georgia Community Bank insured?
Yes. Georgia Community Bank is an FDIC-insured bank (FDIC certificate #35320). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Georgia Community Bank: frequently asked questions
Is Georgia Community Bank a good bank?
Georgia Community Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Strongly profitable (ROA 1.72%).
Is Georgia Community Bank FDIC-insured?
Yes. Georgia Community Bank is a FDIC-insured bank (FDIC certificate #35320). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Georgia Community Bank?
Georgia Community Bank holds $385 million in total assets, ranking 41st of 124 banks we track in Georgia. It operates 8 branches.
Does Georgia Community Bank have CFPB complaints?
No CFPB complaints against Georgia Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
