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Dlp Bank

Starke, FL · Est. 1957 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Dlp Bank is a bank based in Starke, Florida, established in 1957, with $305 million in total assets across 3 branches. By Trust Grade it ranks 17th of 83 banks we track in Florida. Its capital ratio of 18.9% is stronger than 96% of similarly sized banks, versus a Florida median of 9.3%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against Dlp Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$305.1M
$100M–1B institution
Deposits
$245.5M
Branches
3
Capital ratio
18.9%
Top 4% of $100M–1B peers · Florida median 9.3%
Return on assets
0.8%
Bottom 26% of $100M–1B peers · Florida median 1.01%
Rank in Florida
#17
of 83 banks

How Dlp Bank compares to Florida peers

Capital ratio
Top 4% of $100M–1B peers
Dlp Bank
18.9%
Florida median
9.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of $100M–1B peers
Dlp Bank
0.8%
Florida median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Dlp Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (18.9% capital ratio)
  • Profitable (ROA 0.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Dlp Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 811 S Walnut St, Starke, FL 32091
  • 1120 Sr 20, Interlachen, FL 32148
  • 255 Se 6th St, Lake Butler, FL 32054

Are deposits at Dlp Bank insured?

Yes. Dlp Bank is an FDIC-insured bank (FDIC certificate #17734). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Dlp Bank: frequently asked questions

Is Dlp Bank a good bank?

Dlp Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (18.9% capital ratio); Profitable (ROA 0.80%).

Is Dlp Bank FDIC-insured?

Yes. Dlp Bank is a FDIC-insured bank (FDIC certificate #17734). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Dlp Bank?

Dlp Bank holds $305 million in total assets, ranking 17th of 83 banks we track in Florida. It operates 3 branches.

Does Dlp Bank have CFPB complaints?

No CFPB complaints against Dlp Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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