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First Colony Bank Of Florida

Maitland, FL · Est. 2008 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

First Colony Bank Of Florida is a bank based in Maitland, Florida, established in 2008, with $307 million in total assets across 1 branch. By Trust Grade it ranks 44th of 83 banks we track in Florida. Its capital ratio of 8.6% trails most similarly sized banks (22th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 1.95% return on assets. No consumer complaints against First Colony Bank Of Florida appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$307.0M
$100M–1B institution
Deposits
$279.7M
Branches
1
Capital ratio
8.6%
Bottom 22% of $100M–1B peers · Florida median 9.3%
Return on assets
1.9%
Top 14% of $100M–1B peers · Florida median 1.01%
Rank in Florida
#44
of 83 banks

How First Colony Bank Of Florida compares to Florida peers

Capital ratio
Bottom 22% of $100M–1B peers
First Colony
8.6%
Florida median
9.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of $100M–1B peers
First Colony
1.9%
Florida median
1.0%
Higher ROA = more profitable relative to asset base

How we graded First Colony Bank Of Florida

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.6% capital ratio)
  • Strongly profitable (ROA 1.95%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Colony Bank Of Florida over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 711 N Orlando Ave, Maitland, FL 32751

Are deposits at First Colony Bank Of Florida insured?

Yes. First Colony Bank Of Florida is an FDIC-insured bank (FDIC certificate #58644). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Colony Bank Of Florida: frequently asked questions

Is First Colony Bank Of Florida a good bank?

First Colony Bank Of Florida earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Strongly profitable (ROA 1.95%).

Is First Colony Bank Of Florida FDIC-insured?

Yes. First Colony Bank Of Florida is a FDIC-insured bank (FDIC certificate #58644). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Colony Bank Of Florida?

First Colony Bank Of Florida holds $307 million in total assets, ranking 44th of 83 banks we track in Florida. It operates 1 branch.

Does First Colony Bank Of Florida have CFPB complaints?

No CFPB complaints against First Colony Bank Of Florida appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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