Mountain Valley Bank is a bank based in Walden, Colorado, established in 1955, with $557 million in total assets across 7 branches. By Trust Grade it ranks 8th of 64 banks we track in Colorado. Its capital ratio of 10.5% is stronger than 55% of similarly sized banks, versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 0.97% return on assets. No consumer complaints against Mountain Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mountain Valley Bank compares to Colorado peers
How we graded Mountain Valley Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.5% capital ratio)
- Profitable (ROA 0.97%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mountain Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 461 Main St, Walden, CO 80480
- 101 N 6th St, Hayden, CO 81639
- 2220 Curve Plz, Steamboat Springs, CO 80487
- 400 Main St, Meeker, CO 81641
- 635 Marketplace Plz, Steamboat Springs, CO 80487
- 4645 Ziegler Rd, Fort Collins, CO 80528
- 4601 W 20th St, Greeley, CO 80634
Are deposits at Mountain Valley Bank insured?
Yes. Mountain Valley Bank is an FDIC-insured bank (FDIC certificate #17411). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mountain Valley Bank: frequently asked questions
Is Mountain Valley Bank a good bank?
Mountain Valley Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Profitable (ROA 0.97%).
Is Mountain Valley Bank FDIC-insured?
Yes. Mountain Valley Bank is a FDIC-insured bank (FDIC certificate #17411). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Mountain Valley Bank?
Mountain Valley Bank holds $557 million in total assets, ranking 8th of 64 banks we track in Colorado. It operates 7 branches.
Does Mountain Valley Bank have CFPB complaints?
No CFPB complaints against Mountain Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
