First Southwest Bank is a bank based in Durango, Colorado, established in 2004, with $647 million in total assets across 6 branches. By Trust Grade it ranks 37th of 64 banks we track in Colorado. Its capital ratio of 13.5% is stronger than 84% of similarly sized banks, versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against First Southwest Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Southwest Bank compares to Colorado peers
How we graded First Southwest Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.5% capital ratio)
- Profitable (ROA 0.69%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Southwest Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 2060 East Highway 112, Center, CO 81125
- 400 4th St, Saguache, CO 81149
- 600 E 2nd Ave, Durango, CO 81301
- 720 Main St, Alamosa, CO 81101
- 1510 E Main St, Cortez, CO 81321
- 249 Navajo Trail Dr, Pagosa Springs, CO 81147
Are deposits at First Southwest Bank insured?
Yes. First Southwest Bank is an FDIC-insured bank (FDIC certificate #57741). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Southwest Bank: frequently asked questions
Is First Southwest Bank a good bank?
First Southwest Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Profitable (ROA 0.69%).
Is First Southwest Bank FDIC-insured?
Yes. First Southwest Bank is a FDIC-insured bank (FDIC certificate #57741). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Southwest Bank?
First Southwest Bank holds $647 million in total assets, ranking 37th of 64 banks we track in Colorado. It operates 6 branches.
Does First Southwest Bank have CFPB complaints?
No CFPB complaints against First Southwest Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
