Transact Bank, National Association is a bank based in Denver, Colorado, established in 1905, with $7 million in total assets across 1 branch. By Trust Grade it ranks 30th of 64 banks we track in Colorado. Its capital ratio of 15.6% is stronger than 75% of similarly sized banks, versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 0.83% return on assets. No consumer complaints against Transact Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Transact Bank, National Association compares to Colorado peers
How we graded Transact Bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.6% capital ratio)
- Profitable (ROA 0.83%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Transact Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 700 17th St, Denver, CO 80202
Are deposits at Transact Bank, National Association insured?
Yes. Transact Bank, National Association is an FDIC-insured bank (FDIC certificate #13986). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Transact Bank, National Association: frequently asked questions
Is Transact Bank, National Association a good bank?
Transact Bank, National Association earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (15.6% capital ratio); Profitable (ROA 0.83%).
Is Transact Bank, National Association FDIC-insured?
Yes. Transact Bank, National Association is a FDIC-insured bank (FDIC certificate #13986). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Transact Bank, National Association?
Transact Bank, National Association holds $7 million in total assets, ranking 30th of 64 banks we track in Colorado. It operates 1 branch.
Does Transact Bank, National Association have CFPB complaints?
No CFPB complaints against Transact Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
