Skip to main content
bank

Century Savings And Loan Association

Trinidad, CO · Est. 1903 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Century Savings And Loan Association is a bank based in Trinidad, Colorado, established in 1903, with $76 million in total assets across 1 branch. By Trust Grade it ranks 47th of 64 banks we track in Colorado. Its capital ratio of 14.1% is stronger than 67% of similarly sized banks, versus a Colorado median of 10.8%. It posted a loss over the most recent period (-0.04% return on assets), a point to watch. No consumer complaints against Century Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$75.8M
<$100M institution
Deposits
$62.3M
Branches
1
Capital ratio
14.1%
Top 33% of <$100M peers · Colorado median 10.8%
Return on assets
-0.0%
Bottom 15% of <$100M peers · Colorado median 1.04%
Rank in Colorado
#47
of 64 banks

How Century Savings And Loan Association compares to Colorado peers

Capital ratio
Top 33% of <$100M peers
Century Savings
14.1%
Colorado median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 15% of <$100M peers
Century Savings
-0.0%
Colorado median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Century Savings And Loan Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (14.1% capital ratio)
  • Unprofitable over the period (ROA -0.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Century Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 233 E Main St, Trinidad, CO 81082

Are deposits at Century Savings And Loan Association insured?

Yes. Century Savings And Loan Association is an FDIC-insured bank (FDIC certificate #28860). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Century Savings And Loan Association: frequently asked questions

Is Century Savings And Loan Association a good bank?

Century Savings And Loan Association earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (14.1% capital ratio); Unprofitable over the period (ROA -0.04%).

Is Century Savings And Loan Association FDIC-insured?

Yes. Century Savings And Loan Association is a FDIC-insured bank (FDIC certificate #28860). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Century Savings And Loan Association?

Century Savings And Loan Association holds $76 million in total assets, ranking 47th of 64 banks we track in Colorado. It operates 1 branch.

Does Century Savings And Loan Association have CFPB complaints?

No CFPB complaints against Century Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Mcclave State Bank
bank · Mcclave, CO · $79M assets
Gunnison Savings And Loan Association
bank · Gunnison, CO · $103M assets
Champion Bank
bank · Parker, CO · $42M assets
Pikes Peak National Bank
bank · Colorado Springs, CO · $111M assets
The Farmers State Bank Of Brush
bank · Brush, CO · $112M assets
The First National Bank Of Fleming
bank · Fleming, CO · $31M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →