United Business Bank is a bank based in Walnut Creek, California, established in 2004, with $2.6 billion in total assets across 34 branches. By Trust Grade it ranks 39th of 117 banks we track in California. Its capital ratio of 12.7% is stronger than 83% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against United Business Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Business Bank compares to California peers
How we graded United Business Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.7% capital ratio)
- Strongly profitable (ROA 1.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Business Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (34)
- 410 S Santa Fe Ave, Fountain, CO 80817
- 128 Grand Ave, Paonia, CO 81428
- 102 S Adams Blvd, Westcliffe, CO 81252
- 392 Highway 92, Crawford, CO 81415
- 3895 E Castro Valley Blvd, Castro Valley, CA 94552
- 2199 Main St Se, Los Lunas, NM 87031
- 307 W Broadway, Mountainair, NM 87036
- 394 Rio Communities Blvd, Belen, NM 87002
- 6301 Beach Blvd, Buena Park, CA 90621
- 2300 1st St, Livermore, CA 94550
- 337 East Agate Avenue, Granby, CO 80446
- 500 Ygnacio Valley Rd, Walnut Creek, CA 94596
- 3333 Wilshire Blvd, Los Angeles, CA 90010
- 3750 Kilroy Airport Way, Long Beach, CA 90806
- 9465 Garden Grove Blvd, Garden Grove, CA 92844
- 17748 Sky Park Cir, Irvine, CA 92614
- 1500 Mercantile Ave Ne, Albuquerque, NM 87107
- 4426 E. State Highway 88 On Waterloo Road, Stockton, CA 95215
- 100 Hegenberger Rd, Oakland, CA 94621
- 3001 I St, Sacramento, CA 95816
- 2550 N 1st St, San Jose, CA 95131
- 902 Grand Ave, Grand Lake, CO 80447
- 100 W Park Ave, Kremmling, CO 80459
- 700 E El Camino Real, Mountain View, CA 94040
- 19339 Highway 314, Belen, NM 87002
- 197 N Zerex St, Fraser, CO 80442
- 2 Harrison St, San Francisco, CA 94105
- 14900 Interurban Ave S, Seattle, WA 98168
- 564 Main St, Delta, CO 81416
- 8400 E Crescent Pkwy, Greenwood Village, CO 80111
- 465 Main St, Pleasanton, CA 94566
- 7345 S. Durango Drive, Las Vegas, NV 89113
- 22 W Yokuts Ave, Stockton, CA 95207
- 102 E Bridge St, Hotchkiss, CO 81419
Are deposits at United Business Bank insured?
Yes. United Business Bank is an FDIC-insured bank (FDIC certificate #57716). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Business Bank: frequently asked questions
Is United Business Bank a good bank?
United Business Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Strongly profitable (ROA 1.29%).
Is United Business Bank FDIC-insured?
Yes. United Business Bank is a FDIC-insured bank (FDIC certificate #57716). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Business Bank?
United Business Bank holds $2.6 billion in total assets, ranking 39th of 117 banks we track in California. It operates 34 branches.
Does United Business Bank have CFPB complaints?
No CFPB complaints against United Business Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
