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Malaga Bank F.S.B.

Palos Verdes Peninsula, CA · Est. 1985 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Malaga Bank F.S.B. is a bank based in Palos Verdes Peninsula, California, established in 1985, with $1.4 billion in total assets across 5 branches. By Trust Grade it ranks 19th of 117 banks we track in California. Its capital ratio of 16.6% is stronger than 96% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.74% return on assets. No consumer complaints against Malaga Bank F.S.B. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.4B
$1B–10B institution
Deposits
$940.5M
Branches
5
Capital ratio
16.6%
Top 4% of $1B–10B peers · California median 11.7%
Return on assets
1.7%
Top 18% of $1B–10B peers · California median 1.14%
Rank in California
#19
of 117 banks

How Malaga Bank F.S.B. compares to California peers

Capital ratio
Top 4% of $1B–10B peers
Malaga Bank
16.6%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 18% of $1B–10B peers
Malaga Bank
1.7%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Malaga Bank F.S.B.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.6% capital ratio)
  • Strongly profitable (ROA 1.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Malaga Bank F.S.B. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 27450 Hawthorne Blvd, Rolling Hills Estates, CA 90274
  • 2514 Via Tejon, Palos Verdes Peninsula, CA 90274
  • 1460 W 25th St, San Pedro, CA 90732
  • 25700 Crenshaw Blvd, Torrance, CA 90505
  • 23670 Hawthorne Blvd Ste 101a, Torrance, CA 90505

Are deposits at Malaga Bank F.S.B. insured?

Yes. Malaga Bank F.S.B. is an FDIC-insured bank (FDIC certificate #32282). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Malaga Bank F.S.B.: frequently asked questions

Is Malaga Bank F.S.B. a good bank?

Malaga Bank F.S.B. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.6% capital ratio); Strongly profitable (ROA 1.74%).

Is Malaga Bank F.S.B. FDIC-insured?

Yes. Malaga Bank F.S.B. is a FDIC-insured bank (FDIC certificate #32282). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Malaga Bank F.S.B.?

Malaga Bank F.S.B. holds $1.4 billion in total assets, ranking 19th of 117 banks we track in California. It operates 5 branches.

Does Malaga Bank F.S.B. have CFPB complaints?

No CFPB complaints against Malaga Bank F.S.B. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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