Us Metro Bank is a bank based in Garden Grove, California, established in 2006, with $1.6 billion in total assets across 11 branches. By Trust Grade it ranks 49th of 117 banks we track in California. Its capital ratio of 10.2% trails most similarly sized banks (48th percentile), versus a California median of 11.7%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against Us Metro Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Us Metro Bank compares to California peers
How we graded Us Metro Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.2% capital ratio)
- Strongly profitable (ROA 1.01%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Us Metro Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 9866 Garden Grove Blvd, Garden Grove, CA 92844
- 3580 Wilshire Blvd Ste 101, Los Angeles, CA 90010
- 1055 N Tustin Ave, Anaheim, CA 92807
- 807 E 12th St, Los Angeles, CA 90021
- 5401 Beach Blvd, Buena Park, CA 90621
- 31 W 34th St, New York, NY 10001
- 3473 Satellite Blvd, Duluth, GA 30096
- 2742 Sepulveda Blvd, Torrance, CA 90505
- 3301 184th St Sw, Lynnwood, WA 98037
- 2800 W. Olympic Blvd., Los Angeles, CA 90006
- 3615 Steilacoom Blvd, Lakewood, WA 98499
Are deposits at Us Metro Bank insured?
Yes. Us Metro Bank is an FDIC-insured bank (FDIC certificate #58310). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Us Metro Bank: frequently asked questions
Is Us Metro Bank a good bank?
Us Metro Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Strongly profitable (ROA 1.01%).
Is Us Metro Bank FDIC-insured?
Yes. Us Metro Bank is a FDIC-insured bank (FDIC certificate #58310). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Us Metro Bank?
Us Metro Bank holds $1.6 billion in total assets, ranking 49th of 117 banks we track in California. It operates 11 branches.
Does Us Metro Bank have CFPB complaints?
No CFPB complaints against Us Metro Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
