Redwood Capital Bank is a bank based in Eureka, California, established in 2004, with $543 million in total assets across 4 branches. By Trust Grade it ranks 38th of 117 banks we track in California. Its capital ratio of 10.1% trails most similarly sized banks (49th percentile), versus a California median of 11.7%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against Redwood Capital Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Redwood Capital Bank compares to California peers
How we graded Redwood Capital Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.1% capital ratio)
- Strongly profitable (ROA 1.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Redwood Capital Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 402 G St, Eureka, CA 95501
- 1075 S Fortuna Blvd, Fortuna, CA 95540
- 1315 G St, Arcata, CA 95521
- 2816 F St, Eureka, CA 95501
Are deposits at Redwood Capital Bank insured?
Yes. Redwood Capital Bank is an FDIC-insured bank (FDIC certificate #57610). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Redwood Capital Bank: frequently asked questions
Is Redwood Capital Bank a good bank?
Redwood Capital Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 1.14%).
Is Redwood Capital Bank FDIC-insured?
Yes. Redwood Capital Bank is a FDIC-insured bank (FDIC certificate #57610). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Redwood Capital Bank?
Redwood Capital Bank holds $543 million in total assets, ranking 38th of 117 banks we track in California. It operates 4 branches.
Does Redwood Capital Bank have CFPB complaints?
No CFPB complaints against Redwood Capital Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
