Golden Valley Bank is a bank based in Chico, California, established in 2006, with $578 million in total assets across 5 branches. By Trust Grade it ranks 97th of 117 banks we track in California. Its capital ratio of 8.2% trails most similarly sized banks (18th percentile), versus a California median of 11.7%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against Golden Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Golden Valley Bank compares to California peers
How we graded Golden Valley Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.2% capital ratio)
- Profitable (ROA 0.99%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Golden Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 190 Cohasset Rd, Chico, CA 95926
- 250 Hemsted Dr, Redding, CA 96002
- 250 Hemsted Dr, Ste 102, Redding, CA 96002
- 196 Cohasset Rd, Chico, CA 95926
- 2770 Olive Highway, Oroville, CA 95966
Are deposits at Golden Valley Bank insured?
Yes. Golden Valley Bank is an FDIC-insured bank (FDIC certificate #58278). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Golden Valley Bank: frequently asked questions
Is Golden Valley Bank a good bank?
Golden Valley Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Profitable (ROA 0.99%).
Is Golden Valley Bank FDIC-insured?
Yes. Golden Valley Bank is a FDIC-insured bank (FDIC certificate #58278). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Golden Valley Bank?
Golden Valley Bank holds $578 million in total assets, ranking 97th of 117 banks we track in California. It operates 5 branches.
Does Golden Valley Bank have CFPB complaints?
No CFPB complaints against Golden Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
