Balboa Thrift And Loan Association is a bank based in Chula Vista, California, established in 1980, with $408 million in total assets across 4 branches. By Trust Grade it ranks 105th of 117 banks we track in California. Its capital ratio of 11.0% is stronger than 62% of similarly sized banks, versus a California median of 11.7%. It posted a loss over the most recent period (-0.60% return on assets), a point to watch. No consumer complaints against Balboa Thrift And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Balboa Thrift And Loan Association compares to California peers
How we graded Balboa Thrift And Loan Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.0% capital ratio)
- Unprofitable over the period (ROA -0.60%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Balboa Thrift And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 269 W Bonita Ave, Claremont, CA 91711
- 865 Amena Ct, Chula Vista, CA 91910
- 79440 Corporate Center Dr, La Quinta, CA 92253
- 7060 N Marks Ave, Fresno, CA 93711
Are deposits at Balboa Thrift And Loan Association insured?
Yes. Balboa Thrift And Loan Association is an FDIC-insured bank (FDIC certificate #26704). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Balboa Thrift And Loan Association: frequently asked questions
Is Balboa Thrift And Loan Association a good bank?
Balboa Thrift And Loan Association earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Unprofitable over the period (ROA -0.60%).
Is Balboa Thrift And Loan Association FDIC-insured?
Yes. Balboa Thrift And Loan Association is a FDIC-insured bank (FDIC certificate #26704). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Balboa Thrift And Loan Association?
Balboa Thrift And Loan Association holds $408 million in total assets, ranking 105th of 117 banks we track in California. It operates 4 branches.
Does Balboa Thrift And Loan Association have CFPB complaints?
No CFPB complaints against Balboa Thrift And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
