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American Continental Bank

City Of Industry, CA · Est. 2003 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

American Continental Bank is a bank based in City Of Industry, California, established in 2003, with $379 million in total assets across 7 branches. By Trust Grade it ranks 33rd of 117 banks we track in California. Its capital ratio of 16.1% is stronger than 92% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.55% return on assets. No consumer complaints against American Continental Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$379.1M
$100M–1B institution
Deposits
$311.3M
Branches
7
Capital ratio
16.1%
Top 8% of $100M–1B peers · California median 11.7%
Return on assets
1.6%
Top 29% of $100M–1B peers · California median 1.14%
Rank in California
#33
of 117 banks

How American Continental Bank compares to California peers

Capital ratio
Top 8% of $100M–1B peers
American Continental
16.1%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 29% of $100M–1B peers
American Continental
1.6%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded American Continental Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.1% capital ratio)
  • Strongly profitable (ROA 1.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for American Continental Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 17700 Castleton St, City Of Industry, CA 91748
  • 2983 Chino Ave, Chino Hills, CA 91709
  • 815 W Naomi Avenue B, Arcadia, CA 91007
  • 11100 Ne 8th St, Bellevue, WA 98004
  • 808 E Main St, Alhambra, CA 91801
  • 11900 Ne 1st St, Bellevue, WA 98005
  • 1445 Mac Arthur Dr, Carrollton, TX 75007

Are deposits at American Continental Bank insured?

Yes. American Continental Bank is an FDIC-insured bank (FDIC certificate #57444). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

American Continental Bank: frequently asked questions

Is American Continental Bank a good bank?

American Continental Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.1% capital ratio); Strongly profitable (ROA 1.55%).

Is American Continental Bank FDIC-insured?

Yes. American Continental Bank is a FDIC-insured bank (FDIC certificate #57444). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is American Continental Bank?

American Continental Bank holds $379 million in total assets, ranking 33rd of 117 banks we track in California. It operates 7 branches.

Does American Continental Bank have CFPB complaints?

No CFPB complaints against American Continental Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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