Skip to main content
bank

Stone Bank

Mountain View, AR · Est. 1955 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Stone Bank is a bank based in Mountain View, Arkansas, established in 1955, with $895 million in total assets across 6 branches. By Trust Grade it ranks 63rd of 78 banks we track in Arkansas. Its capital ratio of 8.1% trails most similarly sized banks (17th percentile), versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.86% return on assets. No consumer complaints against Stone Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$895.0M
$100M–1B institution
Deposits
$715.3M
Branches
6
Capital ratio
8.1%
Bottom 17% of $100M–1B peers · Arkansas median 10.7%
Return on assets
1.9%
Top 16% of $100M–1B peers · Arkansas median 1.24%
Rank in Arkansas
#63
of 78 banks

How Stone Bank compares to Arkansas peers

Capital ratio
Bottom 17% of $100M–1B peers
Stone Bank
8.1%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of $100M–1B peers
Stone Bank
1.9%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Stone Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.1% capital ratio)
  • Strongly profitable (ROA 1.86%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Stone Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 215 S Jefferson St, De Witt, AR 72042
  • 802 E Main St, Mountain View, AR 72560
  • 210 Main St, Gillett, AR 72055
  • 7739 Sheridan Rd, White Hall, AR 71602
  • 1309 Highway 62 65 N, Harrison, AR 72601
  • 12615 Chenal Parkway, Little Rock, AR 72211

Are deposits at Stone Bank insured?

Yes. Stone Bank is an FDIC-insured bank (FDIC certificate #17431). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Stone Bank: frequently asked questions

Is Stone Bank a good bank?

Stone Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.1% capital ratio); Strongly profitable (ROA 1.86%).

Is Stone Bank FDIC-insured?

Yes. Stone Bank is a FDIC-insured bank (FDIC certificate #17431). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Stone Bank?

Stone Bank holds $895 million in total assets, ranking 63rd of 78 banks we track in Arkansas. It operates 6 branches.

Does Stone Bank have CFPB complaints?

No CFPB complaints against Stone Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Central Bank
bank · Little Rock, AR · $938M assets
Fnbc Bank
bank · Ash Flat, AR · $844M assets
Diamond Bank
bank · Murfreesboro, AR · $947M assets
First Service Bank
bank · Greenbrier, AR · $972M assets
First Western Bank
bank · Booneville, AR · $786M assets
The Malvern National Bank
bank · Malvern, AR · $723M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →