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First Service Bank

Greenbrier, AR · Est. 1962 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

First Service Bank is a bank based in Greenbrier, Arkansas, established in 1962, with $972 million in total assets across 11 branches. By Trust Grade it ranks 61st of 78 banks we track in Arkansas. Its capital ratio of 8.5% trails most similarly sized banks (22th percentile), versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against First Service Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$972.0M
$100M–1B institution
Deposits
$879.7M
Branches
11
Capital ratio
8.5%
Bottom 22% of $100M–1B peers · Arkansas median 10.7%
Return on assets
0.9%
Bottom 32% of $100M–1B peers · Arkansas median 1.24%
Rank in Arkansas
#61
of 78 banks

How First Service Bank compares to Arkansas peers

Capital ratio
Bottom 22% of $100M–1B peers
First Service
8.5%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 32% of $100M–1B peers
First Service
0.9%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded First Service Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.5% capital ratio)
  • Profitable (ROA 0.90%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Service Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (11)

  • 134 S Broadview St, Greenbrier, AR 72058
  • 486 Highway 65 N, Clinton, AR 72031
  • 114 E Peddicord St, Dermott, AR 71638
  • 425 Highway 62 E, Yellville, AR 72687
  • 410 Sylamore Ave, Mountain View, AR 72560
  • 311 N 1st St, Flippin, AR 72634
  • 1485 Old Morrilton Hwy, Conway, AR 72032
  • 540 United Dr, Conway, AR 72032
  • 700 Hardin Rd, Little Rock, AR 72211
  • 8901 White Oak Crossing, Maumelle, AR 72113
  • 1921 Highway 5 N, Benton, AR 72019

Are deposits at First Service Bank insured?

Yes. First Service Bank is an FDIC-insured bank (FDIC certificate #18519). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Service Bank: frequently asked questions

Is First Service Bank a good bank?

First Service Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.90%).

Is First Service Bank FDIC-insured?

Yes. First Service Bank is a FDIC-insured bank (FDIC certificate #18519). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Service Bank?

First Service Bank holds $972 million in total assets, ranking 61st of 78 banks we track in Arkansas. It operates 11 branches.

Does First Service Bank have CFPB complaints?

No CFPB complaints against First Service Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Fnbc Bank
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First Arkansas Bank And Trust
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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