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The Merchants & Planters Bank

Clarendon, AR · Est. 1890
B
Trust Grade
Strong
Score: 84/100

The Merchants & Planters Bank is a bank based in Clarendon, Arkansas, established in 1890, with $52 million in total assets across 1 branch. By Trust Grade it ranks 74th of 78 banks we track in Arkansas. Its capital ratio of 7.2% trails most similarly sized banks (6th percentile), versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against The Merchants & Planters Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$52.4M
<$100M institution
Deposits
$48.5M
Branches
1
Capital ratio
7.2%
Bottom 6% of <$100M peers · Arkansas median 10.7%
Return on assets
0.6%
Bottom 32% of <$100M peers · Arkansas median 1.24%
Rank in Arkansas
#74
of 78 banks

How The Merchants & Planters Bank compares to Arkansas peers

Capital ratio
Bottom 6% of <$100M peers
The Merchants
7.2%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 32% of <$100M peers
The Merchants
0.6%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded The Merchants & Planters Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (7.2% capital ratio)
  • Profitable (ROA 0.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Merchants & Planters Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 297 Madison St, Clarendon, AR 72029

Are deposits at The Merchants & Planters Bank insured?

Yes. The Merchants & Planters Bank is an FDIC-insured bank (FDIC certificate #107). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Merchants & Planters Bank: frequently asked questions

Is The Merchants & Planters Bank a good bank?

The Merchants & Planters Bank earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (7.2% capital ratio); Profitable (ROA 0.55%).

Is The Merchants & Planters Bank FDIC-insured?

Yes. The Merchants & Planters Bank is a FDIC-insured bank (FDIC certificate #107). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Merchants & Planters Bank?

The Merchants & Planters Bank holds $52 million in total assets, ranking 74th of 78 banks we track in Arkansas. It operates 1 branch.

Does The Merchants & Planters Bank have CFPB complaints?

No CFPB complaints against The Merchants & Planters Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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