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Bank Of Bearden

Bearden, AR · Est. 1945 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bank Of Bearden is a bank based in Bearden, Arkansas, established in 1945, with $62 million in total assets across 1 branch. By Trust Grade it ranks 15th of 78 banks we track in Arkansas. Its capital ratio of 10.7% trails most similarly sized banks (36th percentile), versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 2.04% return on assets. No consumer complaints against Bank Of Bearden appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$62.4M
<$100M institution
Deposits
$55.7M
Branches
1
Capital ratio
10.7%
Bottom 36% of <$100M peers · Arkansas median 10.7%
Return on assets
2.0%
Top 10% of <$100M peers · Arkansas median 1.24%
Rank in Arkansas
#15
of 78 banks

How Bank Of Bearden compares to Arkansas peers

Capital ratio
Bottom 36% of <$100M peers
Bank Of
10.7%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of <$100M peers
Bank Of
2.0%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Bearden

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.7% capital ratio)
  • Strongly profitable (ROA 2.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Bearden over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1 N 2nd St, Bearden, AR 71720

Are deposits at Bank Of Bearden insured?

Yes. Bank Of Bearden is an FDIC-insured bank (FDIC certificate #16282). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Bearden: frequently asked questions

Is Bank Of Bearden a good bank?

Bank Of Bearden earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Strongly profitable (ROA 2.04%).

Is Bank Of Bearden FDIC-insured?

Yes. Bank Of Bearden is a FDIC-insured bank (FDIC certificate #16282). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Bearden?

Bank Of Bearden holds $62 million in total assets, ranking 15th of 78 banks we track in Arkansas. It operates 1 branch.

Does Bank Of Bearden have CFPB complaints?

No CFPB complaints against Bank Of Bearden appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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