22nd State Banking Company is a bank based in Mobile, Alabama, established in 1917, with $272 million in total assets across 4 branches. By Trust Grade it ranks 52nd of 93 banks we track in Alabama. Its capital ratio of 13.0% is stronger than 81% of similarly sized banks, versus a Alabama median of 10%. It was profitable over the most recent period, with a 0.31% return on assets. No consumer complaints against 22nd State Banking Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 22nd State Banking Company compares to Alabama peers
How we graded 22nd State Banking Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.0% capital ratio)
- Profitable (ROA 0.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 22nd State Banking Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 51 Saint Joseph St, Mobile, AL 36602
- 515 S Commerce St, Geneva, AL 36340
- 226 Saint Joseph Ave, Brewton, AL 36426
- 4357 Old Shell Road, Mobile, AL 36608
Are deposits at 22nd State Banking Company insured?
Yes. 22nd State Banking Company is an FDIC-insured bank (FDIC certificate #16910). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
22nd State Banking Company: frequently asked questions
Is 22nd State Banking Company a good bank?
22nd State Banking Company earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Profitable (ROA 0.31%).
Is 22nd State Banking Company FDIC-insured?
Yes. 22nd State Banking Company is a FDIC-insured bank (FDIC certificate #16910). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is 22nd State Banking Company?
22nd State Banking Company holds $272 million in total assets, ranking 52nd of 93 banks we track in Alabama. It operates 4 branches.
Does 22nd State Banking Company have CFPB complaints?
No CFPB complaints against 22nd State Banking Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
