First Financial Bank is a bank based in Bessemer, Alabama, established in 1965, with $246 million in total assets across 8 branches. By Trust Grade it ranks 92nd of 93 banks we track in Alabama. Its capital ratio of 2.8% trails most similarly sized banks (0th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against First Financial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Financial Bank compares to Alabama peers
How we graded First Financial Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (2.8%)
- Strongly profitable (ROA 1.09%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Financial Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 1630 4th Ave N, Bessemer, AL 35020
- 119 Birmingham Rd, Centreville, AL 35042
- 28802 Highway 5, Woodstock, AL 35188
- 1243 Hueytown Rd, Hueytown, AL 35023
- 3304 Pelham Pkwy, Pelham, AL 35124
- 18704 Highway 11 N, Vance, AL 35490
- 1212 Main St, West Blocton, AL 35184
- 4790 Eastern Valley Rd, Mc Calla, AL 35111
Are deposits at First Financial Bank insured?
Yes. First Financial Bank is an FDIC-insured bank (FDIC certificate #19440). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Financial Bank: frequently asked questions
Is First Financial Bank a good bank?
First Financial Bank earns a Bankzia Trust Grade of F (55/100, "Weak"), based on a financial-strength score of 55/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (2.8%); Strongly profitable (ROA 1.09%).
Is First Financial Bank FDIC-insured?
Yes. First Financial Bank is a FDIC-insured bank (FDIC certificate #19440). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Financial Bank?
First Financial Bank holds $246 million in total assets, ranking 92nd of 93 banks we track in Alabama. It operates 8 branches.
Does First Financial Bank have CFPB complaints?
No CFPB complaints against First Financial Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
