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Bank Of Walker County

Jasper, AL · Est. 2004 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bank Of Walker County is a bank based in Jasper, Alabama, established in 2004, with $95 million in total assets across 2 branches. By Trust Grade it ranks 27th of 93 banks we track in Alabama. Its capital ratio of 10.5% trails most similarly sized banks (34th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.33% return on assets. No consumer complaints against Bank Of Walker County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$95.1M
<$100M institution
Deposits
$85.0M
Branches
2
Capital ratio
10.5%
Bottom 34% of <$100M peers · Alabama median 10%
Return on assets
1.3%
Top 31% of <$100M peers · Alabama median 1.08%
Rank in Alabama
#27
of 93 banks

How Bank Of Walker County compares to Alabama peers

Capital ratio
Bottom 34% of <$100M peers
Bank Of
10.5%
Alabama median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of <$100M peers
Bank Of
1.3%
Alabama median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Walker County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.5% capital ratio)
  • Strongly profitable (ROA 1.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Walker County over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 607 Highway 78 E, Jasper, AL 35501
  • 5616 Curry Hwy, Jasper, AL 35503

Are deposits at Bank Of Walker County insured?

Yes. Bank Of Walker County is an FDIC-insured bank (FDIC certificate #57640). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Walker County: frequently asked questions

Is Bank Of Walker County a good bank?

Bank Of Walker County earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Strongly profitable (ROA 1.33%).

Is Bank Of Walker County FDIC-insured?

Yes. Bank Of Walker County is a FDIC-insured bank (FDIC certificate #57640). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Walker County?

Bank Of Walker County holds $95 million in total assets, ranking 27th of 93 banks we track in Alabama. It operates 2 branches.

Does Bank Of Walker County have CFPB complaints?

No CFPB complaints against Bank Of Walker County appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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