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Peoples Bank Of Greensboro

Greensboro, AL · Est. 1904 · Website ↗
C
Trust Grade
Average
Score: 79/100

Peoples Bank Of Greensboro is a bank based in Greensboro, Alabama, established in 1904, with $113 million in total assets across 1 branch. By Trust Grade it ranks 82nd of 93 banks we track in Alabama. Its capital ratio of 5.0% trails most similarly sized banks (1th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 0.85% return on assets. No consumer complaints against Peoples Bank Of Greensboro appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$112.9M
$100M–1B institution
Deposits
$106.9M
Branches
1
Capital ratio
5.0%
Bottom 1% of $100M–1B peers · Alabama median 10%
Return on assets
0.8%
Bottom 29% of $100M–1B peers · Alabama median 1.08%
Rank in Alabama
#82
of 93 banks

How Peoples Bank Of Greensboro compares to Alabama peers

Capital ratio
Bottom 1% of $100M–1B peers
Peoples Bank
5.0%
Alabama median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 29% of $100M–1B peers
Peoples Bank
0.8%
Alabama median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Peoples Bank Of Greensboro

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
C · 79
  • Well-capitalized (5.0% capital ratio)
  • Profitable (ROA 0.85%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoples Bank Of Greensboro over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1402 State St, Greensboro, AL 36744

Are deposits at Peoples Bank Of Greensboro insured?

Yes. Peoples Bank Of Greensboro is an FDIC-insured bank (FDIC certificate #1730). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoples Bank Of Greensboro: frequently asked questions

Is Peoples Bank Of Greensboro a good bank?

Peoples Bank Of Greensboro earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (5.0% capital ratio); Profitable (ROA 0.85%).

Is Peoples Bank Of Greensboro FDIC-insured?

Yes. Peoples Bank Of Greensboro is a FDIC-insured bank (FDIC certificate #1730). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peoples Bank Of Greensboro?

Peoples Bank Of Greensboro holds $113 million in total assets, ranking 82nd of 93 banks we track in Alabama. It operates 1 branch.

Does Peoples Bank Of Greensboro have CFPB complaints?

No CFPB complaints against Peoples Bank Of Greensboro appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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