Premier Bank Of The South is a bank based in Cullman, Alabama, established in 1987, with $372 million in total assets across 9 branches. By Trust Grade it ranks 56th of 93 banks we track in Alabama. Its capital ratio of 8.5% trails most similarly sized banks (21th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against Premier Bank Of The South appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Premier Bank Of The South compares to Alabama peers
How we graded Premier Bank Of The South
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Profitable (ROA 1.00%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Premier Bank Of The South over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 460 County Road 437, Good Hope, AL 35055
- 30710 Us 278, Addison, AL 35540
- 5576 Highway 55 E, Eva, AL 35621
- 101 1st Ave Nw, Cullman, AL 35055
- 25 County Road 1292, Vinemont, AL 35179
- 8803 Madison Blvd, Madison, AL 35758
- 2123 Whitesburg Dr Se, Huntsville, AL 35801
- 3323 Alabama Highway 157, Cullman, AL 35058
- 207 County Road 1242, Vinemont, AL 35179
Are deposits at Premier Bank Of The South insured?
Yes. Premier Bank Of The South is an FDIC-insured bank (FDIC certificate #27118). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Premier Bank Of The South: frequently asked questions
Is Premier Bank Of The South a good bank?
Premier Bank Of The South earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 1.00%).
Is Premier Bank Of The South FDIC-insured?
Yes. Premier Bank Of The South is a FDIC-insured bank (FDIC certificate #27118). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Premier Bank Of The South?
Premier Bank Of The South holds $372 million in total assets, ranking 56th of 93 banks we track in Alabama. It operates 9 branches.
Does Premier Bank Of The South have CFPB complaints?
No CFPB complaints against Premier Bank Of The South appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
