The Exchange Bank Of Alabama is a bank based in Altoona, Alabama, established in 1909, with $395 million in total assets across 5 branches. By Trust Grade it ranks 22nd of 93 banks we track in Alabama. Its capital ratio of 13.0% is stronger than 80% of similarly sized banks, versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against The Exchange Bank Of Alabama appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Exchange Bank Of Alabama compares to Alabama peers
How we graded The Exchange Bank Of Alabama
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.0% capital ratio)
- Strongly profitable (ROA 1.18%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Exchange Bank Of Alabama over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 230 N 3rd St, Gadsden, AL 35901
- 3003 Rainbow Dr, Rainbow City, AL 35906
- 1321 Noccalula Rd, Gadsden, AL 35904
- 923 Cleveland Ave, Attalla, AL 35954
- 7170 6th Ave, Altoona, AL 35952
Are deposits at The Exchange Bank Of Alabama insured?
Yes. The Exchange Bank Of Alabama is an FDIC-insured bank (FDIC certificate #54). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Exchange Bank Of Alabama: frequently asked questions
Is The Exchange Bank Of Alabama a good bank?
The Exchange Bank Of Alabama earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 1.18%).
Is The Exchange Bank Of Alabama FDIC-insured?
Yes. The Exchange Bank Of Alabama is a FDIC-insured bank (FDIC certificate #54). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Exchange Bank Of Alabama?
The Exchange Bank Of Alabama holds $395 million in total assets, ranking 22nd of 93 banks we track in Alabama. It operates 5 branches.
Does The Exchange Bank Of Alabama have CFPB complaints?
No CFPB complaints against The Exchange Bank Of Alabama appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
