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credit union

Guernsey Community

Guernsey, WY · Est. 1954
A
Trust Grade
Excellent
Score: 98/100

Guernsey Community is a credit union based in Guernsey, Wyoming, established in 1954, with $2 million in total assets serving 250 members. By Trust Grade it ranks 3rd of 18 credit unions we track in Wyoming. Its net worth ratio of 21.1% is stronger than 81% of similarly sized credit unions, versus a Wyoming median of 11.3%. It was profitable over the most recent period, with a 1.71% return on assets. No consumer complaints against Guernsey Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.8M
<$100M institution
Members
250
Shares & deposits
Net worth ratio
21.1%
Top 19% of <$100M peers · Wyoming median 11.3%
Return on assets
1.7%
Top 11% of <$100M peers · Wyoming median 1.01%
Rank in Wyoming
#3
of 18 credit unions

How Guernsey Community compares to Wyoming peers

Net worth ratio
Top 19% of <$100M peers
Guernsey Community
21.1%
Wyoming median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 11% of <$100M peers
Guernsey Community
1.7%
Wyoming median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Guernsey Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (21.1% capital ratio)
  • Strongly profitable (ROA 1.71%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Guernsey Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Guernsey Community insured?

Yes. Guernsey Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Guernsey Community: frequently asked questions

Is Guernsey Community a good credit union?

Guernsey Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (21.1% capital ratio); Strongly profitable (ROA 1.71%).

Is Guernsey Community NCUA-insured?

Yes. Guernsey Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Guernsey Community?

Guernsey Community holds $2 million in total assets, ranking 3rd of 18 credit unions we track in Wyoming. It serves 250 members.

Does Guernsey Community have CFPB complaints?

No CFPB complaints against Guernsey Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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