Westby Co-Op
Westby Co-Op is a credit union based in Westby, Wisconsin, established in 1939, with $1.0 billion in total assets serving 41,218 members. By Trust Grade it ranks 25th of 99 credit unions we track in Wisconsin. Its net worth ratio of 15.7% is stronger than 95% of similarly sized credit unions, versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 1.32% return on assets. No consumer complaints against Westby Co-Op appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Westby Co-Op compares to Wisconsin peers
How we graded Westby Co-Op
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.7% capital ratio)
- Strongly profitable (ROA 1.32%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Westby Co-Op over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Westby Co-Op insured?
Yes. Westby Co-Op is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Westby Co-Op: frequently asked questions
Is Westby Co-Op a good credit union?
Westby Co-Op earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.7% capital ratio); Strongly profitable (ROA 1.32%).
Is Westby Co-Op NCUA-insured?
Yes. Westby Co-Op is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Westby Co-Op?
Westby Co-Op holds $1.0 billion in total assets, ranking 25th of 99 credit unions we track in Wisconsin. It serves 41,218 members.
Does Westby Co-Op have CFPB complaints?
No CFPB complaints against Westby Co-Op appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
