Guardian
Guardian is a credit union based in Oak Creek, Wisconsin, established in 1934, with $291 million in total assets serving 25,140 members. By Trust Grade it ranks 65th of 99 credit unions we track in Wisconsin. Its net worth ratio of 10.9% trails most similarly sized credit unions (45th percentile), versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 0.48% return on assets. No consumer complaints against Guardian appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Guardian compares to Wisconsin peers
How we graded Guardian
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.9% capital ratio)
- Profitable (ROA 0.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Guardian over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Guardian insured?
Yes. Guardian is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Guardian: frequently asked questions
Is Guardian a good credit union?
Guardian earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Profitable (ROA 0.48%).
Is Guardian NCUA-insured?
Yes. Guardian is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Guardian?
Guardian holds $291 million in total assets, ranking 65th of 99 credit unions we track in Wisconsin. It serves 25,140 members.
Does Guardian have CFPB complaints?
No CFPB complaints against Guardian appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
