credit union

Forward Financial

Niagara, WI · Est. 1948
A
Trust Grade
Excellent
Score: 94/100

Forward Financial is a credit union based in Niagara, Wisconsin, established in 1948, with $85 million in total assets serving 7,880 members. By Trust Grade it ranks 46th of 99 credit unions we track in Wisconsin. Its net worth ratio of 13.6% trails most similarly sized credit unions (45th percentile), versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 0.44% return on assets. No consumer complaints against Forward Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$85.1M
<$100M institution
Members
7,880
Shares & deposits
—
Net worth ratio
13.6%
Bottom 45% of <$100M peers · Wisconsin median 12%
Return on assets
0.4%
Bottom 41% of <$100M peers · Wisconsin median 0.86%
Rank in Wisconsin
#46
of 99 credit unions

How Forward Financial compares to Wisconsin peers

Net worth ratio
Bottom 45% of <$100M peers
Forward Financial
13.6%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of <$100M peers
Forward Financial
0.4%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Forward Financial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (13.6% capital ratio)
  • Profitable (ROA 0.44%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Forward Financial over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Forward Financial insured?

Yes. Forward Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Forward Financial: frequently asked questions

Is Forward Financial a good credit union?

Forward Financial earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Profitable (ROA 0.44%).

Is Forward Financial NCUA-insured?

Yes. Forward Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Forward Financial?

Forward Financial holds $85 million in total assets, ranking 46th of 99 credit unions we track in Wisconsin. It serves 7,880 members.

Does Forward Financial have CFPB complaints?

No CFPB complaints against Forward Financial appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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