Summit
Summit is a credit union based in Madison, Wisconsin, established in 1935, with $8.3 billion in total assets serving 278,241 members. By Trust Grade it ranks 62nd of 99 credit unions we track in Wisconsin. Its net worth ratio of 10.3% trails most similarly sized credit unions (37th percentile), versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against Summit appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Summit compares to Wisconsin peers
How we graded Summit
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.3% capital ratio)
- Strongly profitable (ROA 1.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Summit over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Summit insured?
Yes. Summit is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Summit: frequently asked questions
Is Summit a good credit union?
Summit earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Strongly profitable (ROA 1.14%).
Is Summit NCUA-insured?
Yes. Summit is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Summit?
Summit holds $8.3 billion in total assets, ranking 62nd of 99 credit unions we track in Wisconsin. It serves 278,241 members.
Does Summit have CFPB complaints?
No CFPB complaints against Summit appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
