Southern Lakes
Southern Lakes is a credit union based in Kenosha, Wisconsin, established in 1935, with $113 million in total assets serving 9,683 members. By Trust Grade it ranks 70th of 99 credit unions we track in Wisconsin. Its net worth ratio of 9.6% trails most similarly sized credit unions (25th percentile), versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against Southern Lakes appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southern Lakes compares to Wisconsin peers
How we graded Southern Lakes
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.6% capital ratio)
- Profitable (ROA 0.93%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southern Lakes over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Southern Lakes insured?
Yes. Southern Lakes is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southern Lakes: frequently asked questions
Is Southern Lakes a good credit union?
Southern Lakes earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Profitable (ROA 0.93%).
Is Southern Lakes NCUA-insured?
Yes. Southern Lakes is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Southern Lakes?
Southern Lakes holds $113 million in total assets, ranking 70th of 99 credit unions we track in Wisconsin. It serves 9,683 members.
Does Southern Lakes have CFPB complaints?
No CFPB complaints against Southern Lakes appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
