credit union

City Of Fairmont

Fairmont, WV · Est. 1967
B
Trust Grade
Strong
Score: 88/100

City Of Fairmont is a credit union based in Fairmont, West Virginia, established in 1967, with $1 million in total assets serving 336 members. By Trust Grade it ranks 59th of 73 credit unions we track in West Virginia. Its net worth ratio of 10.3% trails most similarly sized credit unions (19th percentile), versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.54% return on assets. No consumer complaints against City Of Fairmont appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.4M
<$100M institution
Members
336
Shares & deposits
—
Net worth ratio
10.3%
Bottom 19% of <$100M peers · West Virginia median 13.5%
Return on assets
0.5%
Bottom 46% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#59
of 73 credit unions

How City Of Fairmont compares to West Virginia peers

Net worth ratio
Bottom 19% of <$100M peers
City Of
10.3%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 46% of <$100M peers
City Of
0.5%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded City Of Fairmont

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (10.3% capital ratio)
  • Profitable (ROA 0.54%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for City Of Fairmont over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at City Of Fairmont insured?

Yes. City Of Fairmont is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

City Of Fairmont: frequently asked questions

Is City Of Fairmont a good credit union?

City Of Fairmont earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Profitable (ROA 0.54%).

Is City Of Fairmont NCUA-insured?

Yes. City Of Fairmont is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is City Of Fairmont?

City Of Fairmont holds $1 million in total assets, ranking 59th of 73 credit unions we track in West Virginia. It serves 336 members.

Does City Of Fairmont have CFPB complaints?

No CFPB complaints against City Of Fairmont appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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