Our Community
Our Community is a credit union based in Shelton, Washington, established in 1941, with $640 million in total assets serving 30,609 members. By Trust Grade it ranks 10th of 75 credit unions we track in Washington. Its net worth ratio of 12.4% is stronger than 65% of similarly sized credit unions, versus a Washington median of 12.4%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against Our Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Our Community compares to Washington peers
How we graded Our Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Strongly profitable (ROA 1.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Our Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Our Community insured?
Yes. Our Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Our Community: frequently asked questions
Is Our Community a good credit union?
Our Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.13%).
Is Our Community NCUA-insured?
Yes. Our Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Our Community?
Our Community holds $640 million in total assets, ranking 10th of 75 credit unions we track in Washington. It serves 30,609 members.
Does Our Community have CFPB complaints?
No CFPB complaints against Our Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
