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credit union

Westedge

Bellingham, WA · Est. 1952
A
Trust Grade
Excellent
Score: 97/100

Westedge is a credit union based in Bellingham, Washington, established in 1952, with $79 million in total assets serving 4,133 members. By Trust Grade it ranks 13th of 75 credit unions we track in Washington. Its net worth ratio of 17.1% is stronger than 67% of similarly sized credit unions, versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against Westedge appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$79.1M
<$100M institution
Members
4,133
Shares & deposits
Net worth ratio
17.1%
Top 33% of <$100M peers · Washington median 12.4%
Return on assets
0.9%
Top 35% of <$100M peers · Washington median 0.56%
Rank in Washington
#13
of 75 credit unions

How Westedge compares to Washington peers

Net worth ratio
Top 33% of <$100M peers
Westedge
17.1%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of <$100M peers
Westedge
0.9%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Westedge

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (17.1% capital ratio)
  • Profitable (ROA 0.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Westedge over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Westedge insured?

Yes. Westedge is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Westedge: frequently asked questions

Is Westedge a good credit union?

Westedge earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (17.1% capital ratio); Profitable (ROA 0.91%).

Is Westedge NCUA-insured?

Yes. Westedge is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Westedge?

Westedge holds $79 million in total assets, ranking 13th of 75 credit unions we track in Washington. It serves 4,133 members.

Does Westedge have CFPB complaints?

No CFPB complaints against Westedge appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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