credit union

Puget Sound Cooperative

Bellevue, WA · Est. 1936
B
Trust Grade
Strong
Score: 88/100

Puget Sound Cooperative is a credit union based in Bellevue, Washington, established in 1936, with $280 million in total assets serving 16,835 members. By Trust Grade it ranks 49th of 75 credit unions we track in Washington. Its net worth ratio of 10.9% trails most similarly sized credit unions (45th percentile), versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.25% return on assets. No consumer complaints against Puget Sound Cooperative appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$280.0M
$100M–1B institution
Members
16,835
Shares & deposits
—
Net worth ratio
10.9%
Bottom 45% of $100M–1B peers · Washington median 12.4%
Return on assets
0.3%
Bottom 20% of $100M–1B peers · Washington median 0.56%
Rank in Washington
#49
of 75 credit unions

How Puget Sound Cooperative compares to Washington peers

Net worth ratio
Bottom 45% of $100M–1B peers
Puget Sound
10.9%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of $100M–1B peers
Puget Sound
0.3%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Puget Sound Cooperative

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (10.9% capital ratio)
  • Profitable (ROA 0.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Puget Sound Cooperative over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Puget Sound Cooperative insured?

Yes. Puget Sound Cooperative is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Puget Sound Cooperative: frequently asked questions

Is Puget Sound Cooperative a good credit union?

Puget Sound Cooperative earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Profitable (ROA 0.25%).

Is Puget Sound Cooperative NCUA-insured?

Yes. Puget Sound Cooperative is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Puget Sound Cooperative?

Puget Sound Cooperative holds $280 million in total assets, ranking 49th of 75 credit unions we track in Washington. It serves 16,835 members.

Does Puget Sound Cooperative have CFPB complaints?

No CFPB complaints against Puget Sound Cooperative appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

People's Community
credit union · Vancouver, WA · $279M assets
Great Northwest
credit union · Aberdeen, WA · $267M assets
Peninsula Community
credit union · Shelton, WA · $306M assets
Northwest Plus
credit union · Everett, WA · $318M assets
Canopy
credit union · Spokane, WA · $222M assets
Cascade
credit union · Kent, WA · $380M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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