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credit union

Virginia

Richmond, VA · Est. 1928
A
Trust Grade
Excellent
Score: 91/100

Virginia is a credit union based in Richmond, Virginia, established in 1928, with $7.4 billion in total assets serving 494,625 members. By Trust Grade it ranks 51st of 95 credit unions we track in Virginia. Its net worth ratio of 11.3% is stronger than 61% of similarly sized credit unions, versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.43% return on assets. No consumer complaints against Virginia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$7.4B
$1B–10B institution
Members
494,625
Shares & deposits
Net worth ratio
11.3%
Top 39% of $1B–10B peers · Virginia median 11.9%
Return on assets
0.4%
Bottom 24% of $1B–10B peers · Virginia median 0.56%
Rank in Virginia
#51
of 95 credit unions

How Virginia compares to Virginia peers

Net worth ratio
Top 39% of $1B–10B peers
Virginia
11.3%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of $1B–10B peers
Virginia
0.4%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Virginia

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (11.3% capital ratio)
  • Profitable (ROA 0.43%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Virginia over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Virginia insured?

Yes. Virginia is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Virginia: frequently asked questions

Is Virginia a good credit union?

Virginia earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.43%).

Is Virginia NCUA-insured?

Yes. Virginia is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Virginia?

Virginia holds $7.4 billion in total assets, ranking 51st of 95 credit unions we track in Virginia. It serves 494,625 members.

Does Virginia have CFPB complaints?

No CFPB complaints against Virginia appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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