credit union

First Nrv

Radford, VA · Est. 1937
B
Trust Grade
Strong
Score: 82/100

First Nrv is a credit union based in Radford, Virginia, established in 1937, with $39 million in total assets serving 2,724 members. By Trust Grade it ranks 70th of 95 credit unions we track in Virginia. Its net worth ratio of 8.9% trails most similarly sized credit unions (9th percentile), versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.34% return on assets. No consumer complaints against First Nrv appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$39.3M
<$100M institution
Members
2,724
Shares & deposits
—
Net worth ratio
8.9%
Bottom 9% of <$100M peers · Virginia median 11.9%
Return on assets
0.3%
Bottom 37% of <$100M peers · Virginia median 0.56%
Rank in Virginia
#70
of 95 credit unions

How First Nrv compares to Virginia peers

Net worth ratio
Bottom 9% of <$100M peers
First Nrv
8.9%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 37% of <$100M peers
First Nrv
0.3%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded First Nrv

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (8.9% capital ratio)
  • Profitable (ROA 0.34%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Nrv over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at First Nrv insured?

Yes. First Nrv is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Nrv: frequently asked questions

Is First Nrv a good credit union?

First Nrv earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.34%).

Is First Nrv NCUA-insured?

Yes. First Nrv is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is First Nrv?

First Nrv holds $39 million in total assets, ranking 70th of 95 credit unions we track in Virginia. It serves 2,724 members.

Does First Nrv have CFPB complaints?

No CFPB complaints against First Nrv appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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