Homebase
Homebase is a credit union based in Prince George, Virginia, established in 1952, with $295 million in total assets serving 16,140 members. By Trust Grade it ranks 42nd of 95 credit unions we track in Virginia. Its net worth ratio of 10.7% trails most similarly sized credit unions (41th percentile), versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against Homebase appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Homebase compares to Virginia peers
How we graded Homebase
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.7% capital ratio)
- Strongly profitable (ROA 1.09%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Homebase over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Homebase insured?
Yes. Homebase is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Homebase: frequently asked questions
Is Homebase a good credit union?
Homebase earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Strongly profitable (ROA 1.09%).
Is Homebase NCUA-insured?
Yes. Homebase is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Homebase?
Homebase holds $295 million in total assets, ranking 42nd of 95 credit unions we track in Virginia. It serves 16,140 members.
Does Homebase have CFPB complaints?
No CFPB complaints against Homebase appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
